The COSMIQ Blog

Articles tagged “financial planning” · Clear filter

Parenting for Learning

$250,000 in Long-Term Care Savings Covers Fewer Years, Study Finds

A new study by CareScout reveals that $250,000 in savings now covers just 2.8 years of long-term care nationally, the lowest figure this decade. This timely research highlights crucial financial considerations for families ahead of Medicare Open Enrollment.

By Dr. Matthew Lynch · September 22, 2026 · 4 min read

Exam Prep

Navigating 529 Plans: A Smart Way to Save for College

Planning for college expenses can feel overwhelming, but 529 plans offer a tax-advantaged way to save. This guide explores the different types of 529 plans and how to choose the best one for your family's educational goals.

By Dr. Matthew Lynch · September 15, 2026 · 5 min read

Exam Prep

UK School Leavers: New Calculator Compares Financial Benefits of Apprenticeships vs. University

Impact Futures Group has launched a free, interactive calculator designed to help UK school leavers, parents, and educators understand the financial implications of choosing between an apprenticeship and a university degree. This tool aims to provide clarity amid the 'degree by default' culture, offering real-world financial comparisons and linking users to relevant apprenticeship opportunities.

By Dr. Matthew Lynch · August 25, 2026 · 4 min read

Study Skills

Navigating Changing Tides: How US Colleges and Students Adapt to Visa Shifts

Recent warnings from Fitch Ratings highlight potential impacts of new visa limits on US college revenues. This article explores what these changes could mean for international students, institutions, and how everyone can prepare and adapt.

By Dr. Matthew Lynch · August 14, 2026 · 4 min read

Productivity

Smart Moves: 10 Practical Ways to Start Saving for College Today

College costs can feel daunting, but starting early and understanding your options can make a significant difference. This guide explores practical and accessible strategies for families to build a college fund.

By Dr. Matthew Lynch · July 26, 2026 · 4 min read

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