The COSMIQ Blog

Articles tagged “student loans” · Clear filter

Parenting for Learning

Navigating Student Loan Limits: Strategies for Financing Your Final Year

New student loan limits can make financing the final year of college challenging. This article explores practical strategies for students, parents, and educators to bridge funding gaps and ensure academic success.

By Dr. Matthew Lynch · November 1, 2026 · 4 min read

Exam Prep

Uncapped Loans for Current Students: Understanding the ED's Clarification

The U.S. Department of Education recently provided crucial guidance on how current students can access uncapped loans. This clarification offers significant opportunities for those pursuing higher education, making it essential to understand the details.

By Dr. Matthew Lynch · October 14, 2026 · 4 min read

Exam Prep

A Student Aid Expert Explains College Financing

College financing can feel opaque, but a clear plan makes decisions easier. Learn how to compare aid offers, use loans carefully, and ask the right questions before committing.

By Dr. Matthew Lynch · October 14, 2026 · 6 min read

Exam Prep

Why Unions Are Suing Over the US ‘Professional’ Degree Rule

Unions are challenging the US Education Department’s definition of “professional” degrees. Here is what the dispute could mean for students, families, educators, and graduate-program planning.

By Dr. Matthew Lynch · October 12, 2026 · 5 min read

Parenting for Learning

Navigating College Costs: Smart Strategies for Families in 2026

College tuition continues to rise, but families have many effective strategies to make higher education affordable. Discover practical tips for saving, applying for aid, and choosing the right path.

By Dr. Matthew Lynch · September 19, 2026 · 5 min read

Productivity

Navigating Student Loan Refinancing: A Guide for Students and Families

Understanding student loan refinancing can feel overwhelming, but it's a valuable tool for potentially lowering interest rates and simplifying payments. This guide explores key considerations and reputable options for students and families looking to optimize their loan strategy.

By Dr. Matthew Lynch · September 19, 2026 · 4 min read

Exam Prep

Closing the Gap: How Student Loan Matches Could Boost Retirement Savings by Billions

New research from the Employee Benefit Research Institute (EBRI) highlights a significant disparity in 401(k) balances for those with student loan debt, particularly among individuals in their 40s. The findings suggest that employer-sponsored student loan retirement matching programs could inject billions into retirement accounts annually, offering a crucial pathway to financial security for many.

By Dr. Matthew Lynch · September 17, 2026 · 5 min read

Study Skills

Navigating Rising College Costs: Practical Steps for Families in 2026

A recent poll indicates a significant 10% increase in college costs from last year, posing new challenges for families. This article explores practical strategies and resources to help students and parents plan for higher education expenses.

By Dr. Matthew Lynch · August 12, 2026 · 4 min read

Productivity

Navigating Your Student Loans: Top Refinance Companies to Consider

Refinancing student loans can be a smart move to potentially lower interest rates or simplify payments. This guide explores some highly-regarded companies that could help you achieve your financial goals.

By Dr. Matthew Lynch · August 6, 2026 · 4 min read

Exam Prep

Do Loan Limits Actually Drive Down College Costs? A Look at the Impact on Tuition

Understanding the complex relationship between student loan availability and college tuition is crucial for students and families. We explore how federal loan limits might influence the ever-rising cost of higher education.

By Dr. Matthew Lynch · August 4, 2026 · 4 min read

Exam Prep

Navigating College Affordability: Practical Steps for Families

Many families find college costs daunting, but thoughtful planning and exploring various options can make higher education more accessible. This article offers practical advice for students and parents.

By Dr. Matthew Lynch · August 3, 2026 · 4 min read

Productivity

Smart Moves: 10 Practical Ways to Start Saving for College Today

College costs can feel daunting, but starting early and understanding your options can make a significant difference. This guide explores practical and accessible strategies for families to build a college fund.

By Dr. Matthew Lynch · July 26, 2026 · 4 min read

Learn anything, free.

COSMIQ is a free, voice-driven AI tutor for every learner. No credit card, ever.

Start learning free →